Voluntary Benefits Main Page Voluntary Benefits are usually group insurance products that are arranged by the employer but paid for by the employees. The advantage to the employee is that the rates are usually lower than they would be if the employees purchased them as individuals. Advantages to the Employer: • Employees usually save money so the employer provides a Human Resources Service • Employees have extra protection without out-of pocket expenses to the employer Advantages to the Employee • Usually Lower rates than if purchased elsewhere • Protection provided by the particular insurance product (life Insurance, Disability Insurance, Accident Plans, Critical Illness Etc.)
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